Find Brian Cav
bc@smarterborrowing.com
617.771.5021
Current Rates
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First Time Home Buyer
Buying a home for the first time or getting back into the real estate market after a few years renting? Benefit from special programs and incentives!
Yes Massachusetts you have favorable Real Estate Market Conditions
Massachusetts real estate is presently seeing some of the best market condiitons ever because of all-time low Mortgage Rates and current market and economic conditions.
FHA Loans Just Got More Expensive
Please submit your FHA Mortgage Application by today, Friday April 2nd, 2010. Starting on Monday your insurance premium is on the rise! So yes, FHA loans are gettimg much more expensive. The upfront premium is going from 1.75% to 2.25% of the total loan amount, and this is a big number.
10 Rookie Home Buyer Mistakes to Avoid (U.S. News & World Report)
U.S. News & World Report – It was supposed to be a momentous occasion for Brian, who was about to close on his first home. But after signing a thick stack of documents–and taking part in the ceremonious passing of the keys–something felt off for the then 26-year-old Montgomery County, Md., resident. There wasn’t even a chilled bottle of bubbly or a housewarming gift to punctuate this pivotal moment. “My Realtor told me that I can take him out for a steak,” recalls Brian, who prefers that only his first name be used to guard his privacy. …
FHA Tightens Mortgage Requirements: Lending Costs To Rise
On January 20th, the Federal Housing Administration (FHA) announced it would tighten certain lending requirements and guidelines with the purpose of reducing risk and improving its weakening financial health.
2010 FHA Mortgage Changes – Tougher to Qualify
While there is some good news, most of today’s announcement about changes to Federal Housing Authority (FHA) loan programs was about making it tougher for borrowers to get FHA financing. Here’s my take…
Yes, Mortgage Discount or Origination Points are Tax Deductible
I would suggest buying Mortgage Origination Point(s) if you could use the write off, can afford it, and will be in your current home for greater than 3 years… Plus Mortgage Interest rates are near all time lows!
