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bc@smarterborrowing.com
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Buying a Home
FHA Tightens Mortgage Requirements: Lending Costs To Rise
On January 20th, the Federal Housing Administration (FHA) announced it would tighten certain lending requirements and guidelines with the purpose of reducing risk and improving its weakening financial health.
2010 FHA Mortgage Changes – Tougher to Qualify
While there is some good news, most of today’s announcement about changes to Federal Housing Authority (FHA) loan programs was about making it tougher for borrowers to get FHA financing. Here’s my take…
December Jobs Report Amazing for Homebuyers and Mortgage Refinancing
Decembers Job Reports is bad new for the Workers and Unemployed but very good for Homebuyers, Refinancing Clients and current Mortgage Interest Rate shoppers
5 Thoughts on Mortgages for 2010
My thoughts on Mortgages for 2010, lending guidelines get a bit tougher, down payment requirements stay the same, please have the best possible credit score you can have at the point of application, interest rates go up and FHA financing is all the buzz right now.
Yes, Mortgage Discount or Origination Points are Tax Deductible
I would suggest buying Mortgage Origination Point(s) if you could use the write off, can afford it, and will be in your current home for greater than 3 years… Plus Mortgage Interest rates are near all time lows!
Should You Be Refinancing Now? Yes Massachsetts You Should: Mortgage Rates Are At All-Time Lows
Refinancing Applications are way up as borrowers rush to lock in Mortgage Interest Rates before expected increases in 2010. I look at how refinancing now might be the right choice for you.
FHA Guidelines To Tighten in 2010
In 2010, the government wants FHA applicants to have more “skin in the game.” Borrowers will need a bigger down payment and higher credit score to qualify.
Waiting To Purchase or Refinance? My Mortgage Predictions: Rates Will Rise
My 2010 Predictions… And I’m never wrong : ) Real Estate Market / Mortgage Interest Rates / Where is the 30 Year Fixed Jumbo / SmarterBorrowing.com etc.
Existing Home Sales Jump
Just more evidence that we are in a Housing Market recovery that will continue through 2010. What’s responsible? Continued low interest rates and an extension/expansion of the federal Homebuyer Tax Credit.
