Find Brian Cav
bc@smarterborrowing.com
617.771.5021
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credit report
Boston Massachusetts Mortgage Rate Update 9 / 1
Boston Massachusetts Mortgage Rate Update is a resource for potential Homeowners and current Mortgage Borrowers to understand what economic data is relevant and what the situation is with mortgage Interest Rates. Brian Cav will provide a opinion as to whether you should lock or float your Home Mortgage.
How to Raise your FICO credit score
The credit scores of millions more Americans are sinking to new lows. According to FICO, nearly 43.4 million people now have a credit score of 599 or below. And that makes them poor risks for lenders. It’s unlikely they will be able to get credit cards, auto loans or mortgages under the tighter lending standards banks now use. Here are some ways you can improve your score.
Boston Massachusetts Mortgage Rate Update 7 / 7
Boston Massachusetts Mortgage Rate Update is a resource for potential Homeowners and current Mortgage Borrowers to understand what economic data is relevant and what the situation is with mortgage Interest Rates. Brian Cav will provide a opinion as to whether you should lock or float your Home Mortgage.
10 Rookie Home Buyer Mistakes to Avoid (U.S. News & World Report)
U.S. News & World Report – It was supposed to be a momentous occasion for Brian, who was about to close on his first home. But after signing a thick stack of documents–and taking part in the ceremonious passing of the keys–something felt off for the then 26-year-old Montgomery County, Md., resident. There wasn’t even a chilled bottle of bubbly or a housewarming gift to punctuate this pivotal moment. “My Realtor told me that I can take him out for a steak,” recalls Brian, who prefers that only his first name be used to guard his privacy. …
Fixing or Helping Your Credit Score
Your Credit score is the most important thing regarding your personal finance that you can manage. What should you do and what should you not do? Also, a cheat cheat on how to get your Credit scores up.
5 Thoughts on Mortgages for 2010
My thoughts on Mortgages for 2010, lending guidelines get a bit tougher, down payment requirements stay the same, please have the best possible credit score you can have at the point of application, interest rates go up and FHA financing is all the buzz right now.
Qualifying for a Mortgage
In general, all lenders use the same four basic standards to approve applicants for a mortgage. Different mortgage products have varying guidelines within those standards. The lender looks at what is referred to as the “the four C’s”: capacity, character, capital and collateral. Income (Capacity) Do you have steady and sufficient income to make the [...]
